Integrating Loan Application for Loan Origination
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Website and mobile loan applications will be transferred to the system directly which lenders can track and manage multiple applications.
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With the data collection, lenders can customize loan product through with high flexibility.
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By connecting with various third parties, extra and latest information about the loan applicant in financial record are provided (e.g. TransUnion crediting profile) for lenders's decision of the application.
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Loan agreement is generated through system which can email with a password encryption.
Repayment Calculation and Schedule
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Calculates daily Interest and monthly Interest of customized loan products and includes calculation method of repayment approaches such as “principal and interest” and “interest only”
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14 days rule is complied with our solution at the 1st period of each loan agreement automatically.
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Repayment schedule, repayment history and the outstanding repayment give a comprehensive view for both lenders and borrowers to manage and repay the loan respectively.
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Managing and documenting compliance without worry, such as code of money leading practice, Hong Kong Monetary Authority Regulation Compliance, Employee Management Reporting, etc.
Convenience in Collections
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A SMS notification with QR code will be automatically send to the loan applicant as a reminder for repayment
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Various channels are provided for disbursement to speed up the collection rates, including convenient store collection, auto-pay instruction collection, automated payment processing which is aligned with the salary day of the applicant, etc.
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Base on the collections, Lenderse Loan System would generate an analytical collections reports and alerts for lenders to further examine the healthiness of the loan collection
Multiple Communication Channels
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Various types email and SMS templates are prepared within the system for the lenders in accelerating the communication between lenders and borrowers.
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Lenders can customized the SMS and email template via the system.
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The email and SMS can deliver directly to the applicant through our system.
Loan Report and Management Analysis
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Lenderse Loan System offers a single platform with lend and collection analysis, such as 7 days repayment disbursement forecast, consumer credit, bad debt analysis, etc
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With the recorded data, Lenderse Loan System provides an overview of the loan business performance, including interest income analysis, loan ability and cash flow analysis for lenders to have a comprehensive understanding of the business and modify the business along with the data provided by these reports.
